Payment Terms

You (“You” or “End User” or “Your” or “Buyer” or “customer” or “Visitor”) are required to thoroughly read and accept all of the rules and regulations, terms and conditions mentioned in this “payment Policy”, before using the website https://www.ethnicfabric.com/ (hereinafter referred to as “Site” or “m/s shubhkamna fabrics” or “ethnicfabric.com” or “ethnic fabric” or “we” or “our” or “us”).

By using or accessing or visiting our site or also by entering your personal details, you, hereby, acknowledge that you have read, understood and agreed to be bound by all the terms and conditions of this “payment Policy” and website’s “terms of use” and “privacy policy”. this “payment Policy” is applicable on every user/visitor/buyer of the ethnicfabric.com website.

If you do not agree to these “payment Policy” or “website’s terms and conditions” & “privacy policy”, please exit the website and don’t access/use the website.

Payment Options

  1. Online Payment Mode

A.1 Credit Cards

Please note that we accept only Domestic Cards.

  • American Express
  • Visa
  • MasterCard

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D Secure password

A.2 Debit Cards

Please note that we accept only Domestic Cards.

  • isa
  • MasterCard
  • Maestro

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.

Safety measueres-

Your online transaction on Ethnic fabric is secure with the highest levels of transaction security currently available on the Internet. Ethnic fabric uses 256-bit encryption technology supported by CCAVENUE- MOST Trusted INDIAN payment gateway to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on ethnic Fabrics are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

Prevention of fraud-

Ethnic fabric realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

  1. Offline payment options

B.1 Bank(cash deposit) Transfer or Wire Transfer “ONLY FOR WHOLESALERS”

You can also directly deposit the order amount in our bank account. Please use the following details to do so.

please always inform us when you make offline payments

Cheque / Demand Draft (India only) “ONLY FOR WHOLESALERS”

You can pay us by Cheque or Demand Draft. Use the following details.

please always inform us when you make offline payments so that we can identify you

Cash on Delivery (India Only) Only on request

We allow you to purchase with Cash On Delivery for deliveries to select destinations within India.

ORDER PROCESSING & PAYMENT TERMS:

ORDER PROCESSING:

ORDER PROCESSING TIME/GOODS MANUFACTURING TIME:

  1. PROCESSING TIME OF ANY ORDER DEPENDS ON THE AVAILABILTY OF REQUIRED GOODS AND QUANTITY OF THE ORDERED GOODS.
  2. IF ORDERED GOODS ARE IN STOCK THEN SHIPMENT IS DISPATCHED WITHIN 24 HOURS (ONLY IN WORKING DAYS/WORKING HOURS) ONLY AFTER RECEIVING THE FULL PAYMENT.
  3. IF ORDERED GOODS ARE NOT IN OUR STOCK THEN IT CAN TAKE SOME DAYS/MONTHS TO PRODUCE THE REQUIRED QUANTITY OF GOODS.
  4. WHEN CUSTOMER CONFIRMS AND AGREES THE PROCESSING TIME AND PAYS IN ADVANCE ONLY THEN GOODS PRODUCING IS STARTED.
  1. BILLS/INVOICES AND GSTIN

ALL SELLING INVOICES ARE MADE IN NAME OF CUSTOMER’S GSTIN AND CUSTOMERS NOT HAVING GSTIN ARE NOT ENTERTAINED BY US.

CUSTOMER SHOULD ALSO CONFIRM HSN CODE OF GOODS AND THEIR GSTIN DETAILS AT THE TIME OF PLACING ORDERS.

HERE, BUSINESS TRANSACTIONS ARE INTEDED ONLY FOR B2B NOT FOR B2C.

  1. SHIPMENT DETAILS PROVIDED TO CUSTOMERS:

AS SOON AS GOODS ARE DISPATCHED, CUSTOMER IS INFORMED THROUGH EMAIL/MOBILE MESSEGE AND CONSIGNMENT NUMBER/AWB (AIRWAY BILL NUMBER) IS PROVIDED TO CUSTOMER ALONG WITH GST BILL.

PAYMENT TERMS: 

  1. ONLY ONLINE (BANK) TRANSFER IS ACCEPTED, NO CHEQUE/DD/ETC. INSTRUMENT IS ACCEPTED BY US.

ADVANCE PAYMENT:

  1. WE DON’T SELL GOODS ON CREDIT. ONLY ORDERS WITH FULL ADVANCE PAYMENTS ARE BE PROCESSED BY US.
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